1 Percent Lists Indiana Real Estate

Home condition · Southern Indiana

What is on the Indiana Seller's Residential Real Estate Sales Disclosure form?

John Long, REALTOR® · 1 Percent Lists Indiana Real Estate · Updated November 9, 2026

Short answerIt is State Form 46234, required by IC 32 21 5 for most sales of homes with one to four units. The seller answers questions about the known condition of appliances, systems, the foundation, roof, hazards, and other conditions, and gives it to the buyer before an offer is accepted. It is not a warranty.

What does the form cover?

  • Appliances and their condition.
  • Electrical, water, sewer or septic, and heating and cooling systems.
  • Foundation, roof, and structural issues, including water in the basement or crawlspace.
  • Hazards such as lead paint, radon, mold, underground storage tanks, and past methamphetamine manufacture.
  • Other items like flood zones, flood insurance, and property line or easement issues.

When does the buyer get it?

Before an offer is accepted. At closing, the seller certifies that the condition is substantially the same as when the form was given.

What it is not

It is not a warranty and not a substitute for an inspection. It reflects the seller's actual knowledge. Some transfers are exempt, such as certain foreclosures, estates, and transfers between family members.

Is the form changing?

Forms in circulation in 2026 show revision R8 (7 25). The Indiana Real Estate Commission adopted a newer revision, R9 (2 26), by rule. Use the version your brokerage provides.

If you are selling

Answer honestly about what you know. When unsure whether something must be disclosed, ask a real estate attorney. What sellers must disclose.

If you are buying

Read every "yes" and every "unknown." Ask about anything marked unknown on major systems, and compare the answers with what you see at the showing and in the inspection.

Frequently asked questions

Do I have to fill out the disclosure if I sell as is?

Generally yes, unless your sale is in an exempt category. Selling as is does not remove the disclosure requirement. Ask a real estate attorney about your situation.

Can a buyer back out because of the disclosure?

The contract and law set the buyer's rights. Ask your agent or a real estate attorney about your specific contract.

Where do I get the form?

From your listing agent or the Indiana state forms catalog. Search for State Form 46234.

Keep reading

Want to know what a buyer's inspector may find before they do?

Book a free pre listing condition walk. I walk the house with you, point out what inspectors and FHA, VA, and USDA appraisers tend to flag, and give you planning ranges so you can decide what to fix, credit, price in, or disclose.

Book a condition walk

Or call or text (812) 525-5489, or email john@yourpropertynegotiator.com.

The condition walk is a REALTOR® and contractor evaluation, not a home inspection, and it does not replace one. If you have already signed a listing agreement with another agent, please take these questions to your agent.

Looking at a house and not sure what you are getting into?

Ask for a free Before You Offer review. Send me the listing. I look over the photos, the seller's disclosure, and recent sales, then flag likely condition issues and planning cost ranges before you write an offer.

Request a Before You Offer review

Or call or text (812) 525-5489, or email john@yourpropertynegotiator.com.

The Before You Offer review is a REALTOR® and contractor review of the listing, not a home inspection. It is for buyers who are not already working with an agent. If you have an agent, please bring these questions to your agent.

Sources

Written by John Long, REALTOR®, 1 Percent Lists Indiana Real Estate. Working contractor who has priced hundreds of home inspection repair requests. Former labor relations negotiator for a major manufacturer and U.S. Coast Guard veteran.

John Long, REALTOR® · 1 Percent Lists Indiana Real Estate · (812) 525-5489 · yourpropertynegotiator.com

This page is general information, not a substitute for a professional home inspection, and not legal, tax, insurance, or lending advice. Ask a real estate attorney about contracts and disclosure, a CPA about taxes, your lender about loan rules, and a licensed inspector or tradesperson about your house. Nothing here guarantees a sale price, net proceeds, repair cost, payment, timeline, appraisal, inspection result, or loan approval. Cost figures are planning estimates, not bids. I own Wardmark Property Operations LLC, a contracting company. You are always free to use any contractor you choose.