1 Percent Lists Indiana Real Estate

Buy · Southern Indiana

How much does a home inspection cost in Southern Indiana, and which add ons are worth it?

John Long, REALTOR® · 1 Percent Lists Indiana Real Estate · Updated November 9, 2026

Short answerHome inspection fees depend on the size, age, and type of house, so get two quotes from licensed Indiana inspectors. Add ons worth considering include a radon test, sewer camera scope on older houses, well water testing and septic inspection on rural homes, and a wood destroying insect inspection if your lender requires it or signs appear.

Which add ons are worth it?

Add onWorth it when
Radon testAlmost always; EPA recommends testing every home
Sewer camera scopeOlder homes on city sewer, mature trees, slow drains
Well water testEvery private well; often lender required
Septic inspectionEvery septic system
Wood destroying insect inspectionLender required, or signs of insects
Mold samplingVisible growth or musty odors with no clear cause

Confirm the inspector holds an Indiana home inspector license. Ask what the price includes and how fast you get the report.

Frequently asked questions

Is an inspection required to buy a house?

Not by law, but skipping it is a big risk.

Can I use the seller's inspection?

You can read it, but hire your own inspector who works for you.

Keep reading

Looking at a house and not sure what you are getting into?

Ask for a free Before You Offer review. Send me the listing. I look over the photos, the seller's disclosure, and recent sales, then flag likely condition issues and planning cost ranges before you write an offer.

Request a Before You Offer review

Or call or text (812) 525-5489, or email john@yourpropertynegotiator.com.

The Before You Offer review is a REALTOR® and contractor review of the listing, not a home inspection. It is for buyers who are not already working with an agent. If you have an agent, please bring these questions to your agent.

Written by John Long, REALTOR®, 1 Percent Lists Indiana Real Estate. Working contractor who has priced hundreds of home inspection repair requests. Former labor relations negotiator for a major manufacturer and U.S. Coast Guard veteran.

John Long, REALTOR® · 1 Percent Lists Indiana Real Estate · (812) 525-5489 · yourpropertynegotiator.com

This page is general information, not a substitute for a professional home inspection, and not legal, tax, insurance, or lending advice. Ask a real estate attorney about contracts and disclosure, a CPA about taxes, your lender about loan rules, and a licensed inspector or tradesperson about your house. Nothing here guarantees a sale price, net proceeds, repair cost, payment, timeline, appraisal, inspection result, or loan approval. Cost figures are planning estimates, not bids. I own Wardmark Property Operations LLC, a contracting company. You are always free to use any contractor you choose.